Fraud Protection
Built In.
Every transaction processed through Zyrix passes through a multi-layer security stack — 3D Secure 2.0, AML screening, velocity checks, and real-time fraud scoring — built for the MENA & Turkey threat landscape.
Multi-Layer Security Stack
3D Secure 2.0
Frictionless authentication for low-risk transactions, step-up for high-risk. Reduces fraud while keeping conversion rates high. Fully compliant with issuing banks across MENA & Turkey.
Real-Time Fraud Scoring
Every transaction is scored in milliseconds using behavioral patterns, device fingerprinting, IP reputation, and historical data. Suspicious transactions are flagged or blocked automatically.
AML Screening
All crypto transactions and large fiat payments are screened against global watchlists — OFAC, EU, UN sanctions. Flagged wallets and accounts are blocked instantly.
Velocity Checks
Automatic rate limiting per card, device, IP, and customer account. Detects card testing attacks and credential stuffing in real time.
Geo-Risk Rules
Set country-level risk rules — block specific geographies, require additional authentication for high-risk regions, or flag transactions from mismatched locations.
Merchant Alerts
Real-time alerts for suspicious activity — large transactions, unusual patterns, multiple failures. Configurable thresholds via your dashboard.
Compliance & Certifications
Highest level of PCI compliance. All cardholder data handled in a certified environment — merchants never touch raw card numbers.
Information security management certified to ISO/IEC 27001. Covers risk management, access controls, incident response, and data protection across all Zyrix systems.
EMV 3-D Secure 2.0 implementation supporting both frictionless and challenge flows for all card networks.
Data processing and storage fully compliant with European data protection regulations.
Payment operations compliant with Saudi SAMA, Egyptian CBE, and Turkish BDDK regulatory frameworks.
Dispute & Chargeback Management
Dispute Dashboard
See all open disputes in one view — deadline, amount, status, and required evidence. Never miss a response deadline.
Evidence Upload
Upload delivery confirmations, screenshots, invoices, and communications directly to the dispute case.
Win Rate Tracking
Track your dispute win rate over time. Understand which dispute types you win and which you lose — improve your evidence strategy.
Auto-Response Templates
Pre-built response templates for common dispute reasons — non-delivery, unauthorized, credit not processed.
Security You Can Trust
Book a demo and we'll walk you through Zyrix's full security stack for your market.