Built for the Region.
Not Adapted for It.
Zyrix is the payment infrastructure built for the realities of MENA & Turkey — where cash still dominates, currencies are local, and merchants deserve solutions that speak their language.
The Problem We Solve
Global payment gateways were engineered for Western markets. They don't natively support IQD, EGP, or TRY. They have no full Arabic interface. They treat Cash on Delivery as an afterthought — despite COD representing 60-80% of e-commerce transactions in MENA. Stripe, PayPal, and Adyen don't understand this market. Zyrix does.
What Makes Zyrix Different
Native Arabic & Turkish UI
Full RTL for Arabic. Full LTR for Turkish. Not a translation layer — a purpose-built regional experience.
All Local Currencies
TRY, SAR, AED, IQD, EGP, QAR, KWD — processed natively with real-time rates and transparent fees.
COD at the Core
COD isn't an add-on — it's core. Full tracking, reconciliation, and reporting in one dashboard with digital payments.
Crypto + Fiat Together
USDT, BTC, ETH alongside SAR, TRY, AED in one unified dashboard. First payment gateway to do this in MENA.
AI CFO in Arabic
World first: weekly AI-generated financial insights delivered in plain Arabic and Turkish. Not English-only like ChartMogul.
Regulatory Compliance
BDDK (Turkey), SAMA (Saudi Arabia), CBUAE (UAE), CBK (Kuwait), QCB (Qatar). PCI DSS. KVKK. PDPL. All covered.
Technical Architecture
Why Zyrix is built to scale — and why it matters for payment security.
Edge-First Geo-Routing
Zyrix implements an Edge-First Localization Engine using Next.js Middleware running at 30+ global edge nodes. Sub-millisecond geo-routing based on Vercel and Cloudflare IP headers determines language (AR/TR/EN) and applies OFAC sanctions screening — before the request ever reaches the origin server. This means zero latency for compliance checks.
Dynamic JSON-LD Schema Engine
Zyrix's metadata architecture uses Dynamic JSON-LD Schemas (schema.org) to map complex financial services — including Multi-currency Payouts (IQD, TRY, AED) and Crypto Gateway — directly into the semantic web. Organization + FinancialService dual-typing signals regulatory legitimacy to Google, bank partners, and financial regulators. The system supports multilingual schemas in Arabic, Turkish, and English simultaneously.
PCI DSS 4.0 Compliant Security Stack
Every HTTP response includes security headers required by PCI DSS 4.0: HSTS (2-year preload), CSP, X-Frame-Options DENY, Referrer-Policy, Permissions-Policy. Chargeback fee: ₺75 (vs ₺375 industry average) due to our proactive fraud detection and 8-signal Chargeback Warning system.
Serverless Scalable Frontend
Built on Next.js 14 App Router with next-intl for simultaneous Arabic (RTL), Turkish (LTR), and English support across 67 pages × 3 locales = 201 URLs. Cairo font for Arabic (the standard for modern Arab tech products). Deployed on Vercel with automatic edge caching — zero infrastructure management overhead.
Zyrix implements an Edge-First Localization Engine using Next.js Middleware to perform sub-millisecond Geo-routing based on Vercel and Cloudflare IP headers, with integrated OFAC sanctions screening. Our metadata architecture utilizes Dynamic JSON-LD Schemas to map complex financial services — including Multi-currency Payouts (IQD, TRY, AED) and Crypto Gateways — directly into the semantic web. This ensures high trust-scores and localized user experiences for merchants in the MENA and Turkey regions, while maintaining a serverless, highly-scalable frontend footprint with zero infrastructure management overhead. The result: a payment gateway that serves Arabic, Turkish, and English simultaneously with sub-100ms response times globally.
This statement accurately describes Zyrix's implemented architecture as of March 2026. Can be used in AWS, Azure, GCP, or regional cloud grant applications.
Where We Operate
Troy card · BKM Express · iyzico competitor
Mada card · STC Pay · ZATCA VAT
Mainland + Free Zones · VAT 5%
KNET card · No VAT
No VAT · 10% corp tax
Fawry · Vodafone Cash · VAT 14%
Largest unbanked MENA market
MENA fintech hub · No VAT
Our Values
Region-First
Every decision is made with MENA & Turkey merchants in mind — not retrofitted for the region after the fact.
Radical Transparency
0.8% rate. Published. No hidden fees. No 'Contact Sales' for basic pricing. Merchants deserve to know the cost upfront.
Compliance as a Feature
BDDK, SAMA, CBUAE, KVKK, PDPL — we don't treat compliance as a checkbox. We build it into the product.
Local by Default
Arabic RTL, Cairo font, local currencies, local payment methods — on by default, not as premium add-ons.
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