How We Build
Payment Infrastructure.
Deep dives into the technical decisions, architecture choices, and engineering challenges behind building a payment gateway for MENA & Turkey — from the team that built it.
Building Multi-Currency Settlement in Real Time
How we designed our settlement engine to handle TRY, SAR, AED, KWD, and IQD simultaneously — with different central bank rules, settlement windows, and regulatory reporting requirements for each.
How We Detect Chargebacks Before They Happen
The 8 behavioral signals that power Zyrix's Chargeback Early Warning system — what patterns we look for, why they predict disputes, and how we trained our model on MENA-specific transaction patterns.
Generating Payment Health Scores in Arabic
Building the AI CFO feature: how we generate plain-language financial insights in Arabic and Turkish from raw transaction data — the NLP pipeline, prompt engineering, and validation process.
Arabic RTL in React Native: The Complete Guide
Everything we learned building a full RTL payment app — from flexDirection reversals to bidirectional text rendering, keyboard types for Arabic numerals, and testing on regional devices.
Smart Retry: How to Recover 12% of Failed Payments
Soft declines vs hard declines — and why 15-20% of all payment failures in Turkey are soft declines that succeed on retry. How we built the optimal timing model for retry windows.
AML Compliance Across 5 Regulatory Frameworks
How we built a single AML/KYC pipeline that satisfies BDDK (Turkey), SAMA (Saudi Arabia), CBUAE (UAE), CBK (Kuwait), and QCB (Qatar) simultaneously — with different thresholds and reporting requirements.
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