Square Cash App offers this in USA only. Revolut in Europe only. In MENA & Turkey — zero payment providers offer idle balance investing. Your money has been sitting unused. Until now.
Your Idle Balance
Should Work For You.
Every night, your Zyrix balance earns nothing. Zyrix Treasury automatically invests your excess balance — above your defined minimum — into short-term liquid instruments. 12-15% annual return in Turkey. Instant withdrawal anytime.
Your Money Is Losing Value Every Day
You have ₺200,000 in your Zyrix account. This money is doing nothing — zero return. In Turkey, inflation is 40-60% annually. Every day your money sits idle, its real value decreases. Meanwhile, Turkish government T-bills yield 40-45% annually. Repo agreements yield 38-42%. Your money could be earning — but no payment provider in Turkey or MENA offers this to merchants.
What Treasury Earns You
How Zyrix Treasury Works
Set Your Minimum Balance
Define the minimum balance you always want available for day-to-day operations. Example: keep ₺50,000 accessible at all times. Everything above this is investable.
Automatic Investment
Every night at midnight, Zyrix automatically calculates your investable excess and places it into short-term instruments (Repo agreements, T-Bills, Money Market Funds) via its licensed financial partners.
Daily Returns
Returns are calculated daily and credited to your Treasury balance. You can see exactly how much you've earned — today, this week, this month.
Instant Withdrawal Anytime
Need the money? Tap 'Withdraw to Balance' — your Treasury funds transfer to your main Zyrix balance within 2 hours. No penalty, no minimum lock-up period.
Investment Instruments
Repo Agreements
Very Low🇹🇷 TurkeyOvernight collateralized lending to licensed Turkish banks. Backed by government securities.
Treasury Bills (T-Bills)
Zero Risk🇹🇷 Turkey🇸🇦 Saudi Arabia🇦🇪 UAEShort-term government debt instruments. Principal and return 100% guaranteed by the government.
Money Market Funds
Very Low🇹🇷 Turkey🇸🇦 Saudi ArabiaDiversified short-term fund with daily liquidity. Regulated by BDDK (Turkey) or SAMA (Gulf).
Treasury Features
Instant Withdrawal
Treasury funds available within 2 hours of withdrawal request. No waiting periods, no penalties.
Daily Return Tracking
See exactly how much Treasury earned today, this week, and this month. Down to the kuruş/halala.
Licensed & Regulated
All Treasury investments made through BDDK-licensed (Turkey) or SAMA-licensed (Gulf) financial partners. Fully regulated.
Configurable Minimum
Set your own minimum balance floor. Change it anytime. Treasury adjusts automatically.
Monthly Statement
Monthly Treasury statement showing all transactions, returns, and tax-reportable earnings. Ready for your accountant.
Multi-Currency
Separate Treasury positions for TRY and SAR/AED. Each currency invested in its own instrument in its own market.
Make Your Balance Earn
Zyrix Treasury — your idle balance working for you. 12-15% annual return in Turkey. Included in every account.