← Features
💸 MERCHANT TRANSFERS

Send Money.
Merchant to Merchant.

Transfer funds directly between Zyrix merchant accounts — instantly. Pay suppliers, split revenue with partners, or reimburse team members. The recipient gets a push notification the moment funds arrive.

Instant
Transfer Speed
0%
Transfer Fee
Push
Notification
24/7
Available

Transfer Use Cases

🤝

Pay Suppliers

Transfer funds to your supplier's Zyrix account instantly. No bank delays, no IBAN errors, no waiting 2 business days.

💼

Split Revenue

Working with a partner? Split revenue from a joint project instantly. Both parties see the transaction in their dashboard.

👥

Team Reimbursements

Reimburse team members for expenses directly to their Zyrix account. Faster than bank transfers, with full audit trail.

🏪

Multi-Branch Operations

Operate multiple branches? Transfer cash between accounts to balance float across locations without visiting a bank.

How Merchant Transfers Work

01

Open Transfer Screen

In the mobile app, go to Transfer. Enter the recipient's Zyrix Merchant ID or registered mobile number.

02

Enter Amount

Type the amount in your account currency. Add an optional description (e.g., 'Invoice #1042 payment'). Review the transfer details.

03

Confirm Transfer

Authenticate with biometric (fingerprint/Face ID) or PIN. Transfer is initiated immediately after confirmation.

04

Instant Delivery

Recipient receives the funds instantly in their Zyrix balance. They get a push notification with your name and the amount sent.

Powerful Transfer Features

Instant Settlement

Transfers between Zyrix accounts settle in real time — not T+1, not T+2. The money arrives the moment you confirm.

🔔

Push Notifications

Both sender and receiver get push notifications. Receiver sees who sent the money and how much. Sender sees confirmation.

🔐

Biometric Authorization

Every transfer requires fingerprint or Face ID authentication (or PIN fallback). Prevents unauthorized transfers.

📋

Full Audit Trail

Every transfer appears in both sender and receiver transaction history with timestamp, amount, and description.

💬

Transfer Description

Add a memo to every transfer. Reference invoice numbers, project names, or any context the recipient needs.

📊

Transfer History

View all sent and received transfers in one place. Filter by date, amount, or counterparty. Export to CSV for accounting.

Start Sending Instantly

Merchant-to-merchant transfers — no fees, no delays, fully integrated with your Zyrix account.